The UDGAM Portal 2023:- A new online tool launched by the Reserve Bank of India RBI, intends to make it easier for customers to locate their unclaimed deposits or accounts at various banks. Individuals may simply register and log in to this site to look for any unclaimed deposits they may have by visiting the official website. Read the article you get every information regarding this portal including its objective, benefits, required documents, eligibility criteria and registration procedure.
Udgam Portal 2023
The Reserve Bank of India RBI has introduced the revolutionary online platform known as the RBI UDGAM Portal. The acronym UDGAM stands for Unclaimed Deposits Gateway to Access Information. This consolidated web platform is intended to help people locate and recover unclaimed deposits or accounts spread across many institutions. The UDGAM Portal makes it easier to find and access inactive money by offering a user-friendly interface, improving account user’s financial awareness and accessibility.
(DTH Service) Free Dish TV Yojana
Through these initiatives, the RBI has also pushed the general population to seek and get in touch with their specific banks in order to recover unclaimed deposits. The RBI hopes to increase transparency through this portal and make it easier for people to recover unused money.
Overview of RBI Udgam Portal 2023
| Name of the Portal | RBI Udgam Portal 2023 |
| Launched By | Reserve Bank of India |
| Beneficiary | Citizens |
| Objective | In order find unclaimed deposits |
| Application Process | Online |
| Official Website | https://udgam.rbi.org.in/ |
Objective of RBI Udgam Portal 2023
The RBI created UDGAM platform intends to give the general people a simple means of locating and reclaiming their unclaimed deposits from various banks. With the RBI’s attempts to promote awareness through public campaigns this strategy addresses the alarming increase in unclaimed deposits.
Benefits of RBI Udgam Portal 2023
Some of the benefits of this portal is given below:
- The portal offers a single location where information on unclaimed deposits from various institutions may be easily accessed.
- The procedure to either claim the deposit money or activate the user’s deposit accounts at their separate banks can be started by the user when they have located any unclaimed deposits or accounts.
- Users may search for unclaimed deposits from several banks at one location, saving time and effort compared to visiting each bank separately.
- The portal is designed to be user-friendly making it simple for both people and people who aren’t people to navigate and access information.
- FDs and RDs that are not claimed within 10 years of maturity are subject to the same rules.
- The RBI UDGAM Unclaimed Deposits are available.
Eligibility of RBI Udgam Portal 2023
Some of the eligibility criteria of this portal is given below:
- The applicant must live in india.
List of Banks under RBI Udgam Portal
- State Bank of India
- Central Bank of India
- Punjab National Bank
- Dhanlaxmi Bank Ltd
- Citibank N.A
- South Indian Bank Ltd
- DBS Bank India Ltd
Required Documents of RBI Udgam Portal 2023
Some of the required documents of this portal is given below:
- Aadhaar Card
- Residence Certificate
- Bank Account Details
- Mobile Number
Registration Procedure of RBI Udgam Portal 2023
- First you have to visit the official website of RBI Udgam Portal.
- The homepage will appear on your screen.
- Click on the Register option under the login window.
- The registration form will appear on your screen.
- Enter all the required details in the registration form like mobile number, name, password, captcha code etc.
- You have to accept all the declarations.
- Click on the next button.
- Enter all the other required details.
- Click on the register button to complete the registration process.
Login Procedure of RBI Udgam Portal 2023
- First you have to visit the official website of Portal.
- The homepage will appear on your screen.
- Enter your mobile number and password, under the login window.
- You have to enter the captcha code.
- Click on the Next button to log into your registered account.
How To Download BJP Membership ID Card
How to check for unclaimed deposit on the Udgam Portal 2023
- First you have to visit the official website of Portal.
- The homepage will appear on your screen.
- You have to enter your mobile number and password.
- Enter the captcha code.
- Send OTP.
- Enter the OTP that you have received.
- On the UDGAM page, you have to enter the name of the account holder.
- Select your bank from the provided list.
- Enter details of PAN, Voter ID, Driving License Number, Passport or Date of Birth.
- Click on the Search option.
- Information regarding any unclaimed deposit accounts connected to the submitted details will be shown on the portal.